Mortgages
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Mortgage basics
How to get the best mortgage rate
Mortgages
With interest rates rising, shopping around is more important than ever.
First-time homebuyer guide
Mortgages
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
5 types of mortgage loans for homebuyers
Mortgages
A comprehensive list to help you find the right financing tool for your dream home.
Reviews & tools
Explore our series
- The Mortgage Process
- Guide to Comparing Mortgage Lenders
- Applying for a Mortgage
A primer on how these home loans work, including the lingo you need to know.
Follow these 10 steps to nail the loan and make buying that home a reality.
A comprehensive list to help you find the right financing tool for your dream home.
With interest rates rising, shopping around is more important than ever.
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
Getting a good loan starts with choosing the right lender.
Shopping around for a mortgage can make a big difference in the amount you pay.
Here are the best mortgage lenders for June 2025.
By comparing mortgage offers, you can potentially save thousands.
Think of it as mortgage preapproval lite. Easier to get, but less useful too.
They sound similar, but only one assures home sellers you’re a serious buyer.
If you’re serious about buying a home, it’s the first thing you should do.
It’s a mouthful that actually has a simple meaning: the creation of your loan.
A mortgage application includes everything the lender needs to know to approve or deny your loan.
What to expect from start to finish when lenders evaluate you for a home loan.
The trusted provider of accurate rates and financial information
News highlights
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A current or veteran military person? Here are the top VA lenders for you.
Crunch the numbers carefully to see if the switch is worth it.
There are some no doc mortgages, but you won’t find them widely advertised.
Bankrate’s guide to finding the best reverse mortgage lender for you
Here’s how to find down payment assistance and what you’ll need to qualify.
The home seller becomes your lender In this obscure financing option.
In short, without guaranteed mortgages, there would be a lot fewer home sales.
If you’ve got some extra cash, should you throw it at your mortgage?
Tapping equity for home improvements? Tap away. How about trips and electronics? Think again.
See which markets are more likely to reward renting over buying, and vice-versa.
Texas and Florida added the most new residents. New York and Illinois lost the most.
Biden’s housing platform attacks affordability issues.
A reader asks: Do you see the new fee on refinancing mortgages being permanent?
There are many misconceptions about reverse mortgages. Here’s why Bankrate’s expert is a fan of the product.
Here’s what you should do to keep your personal finances as healthy as possible.
One Bankrate experts suggest deposit yields may be close to bottoming out.
A current or veteran military person? Here are the top VA lenders for you.
Bankrate’s guide to finding the best reverse mortgage lender for you
Here are some of the best mortgage refinance lenders in 2025.
Here are the best mortgage lenders for June 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Answers to borrowers most common mortgage forbearance questions
Here’s what to know about loss mitigation and mortgage relief.
Underwater mortgages can occur during an economic downturn when home values fall.
Here are strategies for avoiding foreclosure if you have trouble making house payments.
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
This legal process could help you keep your home — but it comes with a catch.
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
Trust us, you don’t want to trigger it. Here’s why.