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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

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With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Woman using packing tape to seal boxes
Here’s how to find down payment assistance and what you’ll need to qualify.
A single-family ranch-style home with attached garage
The home seller becomes your lender In this obscure financing option.
A group of townhouses
In short, without guaranteed mortgages, there would be a lot fewer home sales.
Illustrated collage featuring a tree growing behind a house
If you’ve got some extra cash, should you throw it at your mortgage?
A house on a stack of money
Mortgage rates dip amid swings In markets
Illustrated design of the roof of a house opening up and money being inserted
The average down payment for first-time homebuyers is considerably less than the oft-quoted 20 percent down payment requirement.
How much are VA closing costs?
They’re often lower, but they still can add up. Here’s what to look for.
1950s style wooden home
The higher your score, the better your approval chances, and the lower the interest rate.
Row houses on a sunny day
Top mortgage and real estate news of the week
Mortgage rates have been volatile, but bargain hunters can find deals.
Aerial image of a town during the winter
New year, new rates? It all depends on inflation, the Fed, and if a recession looms.
African American real estate agent professionally explaining about housing agreement to gay couple
When making the biggest purchase or sale of your life, you want to work with someone you can trust.
Mother lifting daughter in kitchen
The HUD-1 settlement statement is only required in certain cases.
San Francisco homes
San Francisco had the most homes topping list price in December.
house with snow
The National Association of Realtors expects price appreciation to dip below 3% in 2022.
Two parents and two children sitting on a couch
The findings offer some clues about why so many homeowners are leaving money on the table.
Here are some of the best mortgage refinance lenders in 2025.
Here are the best mortgage lenders for June 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
Anvil suspended over a home
Answers to borrowers most common mortgage forbearance questions
couple discussing over financial bills while using laptop at table
Here’s what to know about loss mitigation and mortgage relief.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.