Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

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Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 06/14/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

4.06^%_APY

National Average

0.60^%_APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

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Comparing savings rates can ensure you get the best return on your savings.

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Get the latest rates on top-yielding money market accounts.

It’s important to find the right accounts for your emergency savings.

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Wondering what to do when it comes to saving during a recession? Here’s what the experts have to say.

The highest savings account rate has dipped ahead of next week’s Fed rate decision.

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Saving money isn’t just about cutting costs. Sometimes, it’s about reframing how you spend your time. Here’s how one mindset shift helped me avoid impulsive purchases and grow my savings with less [...]

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Most savers aren’t moving money despite 4 percent rates being available. This inertia could cost thousands in lost interest income.

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Fed officials indicate that interest rates will remain steady at its next meeting.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Find the right business savings account to help your company’s money grow.

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Money market funds are available from several different brokers and fund managers.

How Reg. D impacts your savings account and why it pays to check with your bank.

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These accounts sound similar, but there are some key differences to know.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

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Short answer? Yes. Here’s what you need to know.

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

Here’s what other banks have to offer that you might be missing out on at yours.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

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Linking bank accounts is a way to make it easier to transact between the two.

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Here’s how these two bank fees compare and how to best avoid them.

Step-up CDs can help you potentially earn a higher rate of return later on.

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Setting up direct deposit is typically easy and can save you a lot of time. Here’s how.

Here’s everything you need to know about high-yield savings accounts.

The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles